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Self Employed Americans Cannot Afford To Be Without Health Insurance

By: Debby Banning

"According to USA Today, about 27 percent of self-employed workers did not have health insurance in 2002, up from 24.6 percent in 2001, according to the latest data from the Kaiser Family Foundation."
A total of approximately 45 million Americans are without health insurance.
Do you have health insurance? You can not afford not to. If you are do not have health insurance you are a sitting duck to end up in tens of thousands of dollars in debt. The number reason that we file bankruptcy is medical bills.
One car accident and a week in the hospital could possibly cost you $10,000.00. I can certainly imagine a doctor not wanting to take you if you do not have insurance. They know that they will not get paid so they will move on to the next patient with health insurance.
The rising cost of prescriptions is reason alone to purchase health insurance. One medication could cost you $100.00. If you need to refill that one prescription every month you would be better off just paying for the medical insurance.
What if you get pregnant? The perfect delivery could will cost you approximately $10,000.00. That doesn't include all of the doctor visits prior to the delivery plus the care of the child once it is born.
We all think that "cancer will not happen to me." Can you imagine what would happen if you were diagnosed with cancer? You will become uninsurable. Since homes are most people largest asset, you may need to sell your house in order to pay your bills. If you have terminal cancer, where is this going to leave your loved ones when you pass? Anything with your name on it your loved one will lose atleast half.
The stress it will cause you and your family members isn't worth not paying for health insurance. One bad accident and the insurance will pay for itself in no time.
If you are injured on the job and you are self employed the only person you can rely on paying your bills is you. If you are self employed you will not be able to file for Workmans Compensation.
You can get an excellent policy for a better rate than you think at Assurant Health.

Assurant Health has served as a leading developer and provider of Health insurance products, and provides health insurance coverage for more than one million people nationwide since 1892. Assurant is the oldest national health insurer in the United States. You have nothing to lose just by filling out the form and finding out how much it will cost you each month for health insurance.

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