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Articles in Home | Debt & Mortgage

  • Why You Should Refinance Your Mortgage  By : Tom Allen
    Due to the fact that there is a huge amount of competition in the mortgage lender market, there are now several advantages to the consumer that did not exist a number of years ago. If your mortgage loan has been running for a good number of years then chances are you may not have gotten the financial product that suit your needs bests.
  • Why You Should Refinance Your Mortgage - Four Key Reasons  By : Grant Eckert
    Life has a way of piling it on: student loans, credit card debt, your kids' school fees, monthly utility bills, etc. Under these circumstances, it is easy to get overwhelmed. But the way to escape financial straits could be as easy as refinancing your mortgage. Four key reasons why refinancing a home mortgage could be a financial salvation include:
  • Why You Shouldn’t Save When You Have Debt  By : Gregg Hall
    Humans are funny creatures. We don’t always do what’s best for us – instead, we do what feels best, and try to blank out any reasons why it might not be the best thing to do.
  • Why Your Credit Score REALLY Matters  By : Tabitha Naylor
    Many people are under the assumption that credit scores don't mean that much. This article briefly hilights some of the reasons why this just isn't the case.
  • You And The 30 Year Home Loans  By : Ken Charnely
    It used to be the first choice of most borrowers, because since the total payments are spread over a longer period of time with the interest rate set for the entire time of the mortgage. 30 year home loan rates are an industry standard but is it the right choice for you?
  • You Can Accentuate Positive Thoughts To Eliminate Debt  By : Aine Callan
    If you are in a depressed state due to the constant challenge of your debt? There is a way that you can turn your situation around and that will happen when you decide to accentuate positive thoughts of what you want and not what is happening to you at that moment.
  • You Can Handle Bad Credit Management  By : Joseph Then
    It is important to understand the proper steps you need to take to repair your credit. Many companies advertise that they can help raise your credit score and erase bad credit, for an extraordinary fee, but the sad reality is that most of them are only looking for a quick buck, and do nothing to help you at all. You are better handling your own bad credit management.
  • You Can Repair Your Credit Through Debt Consolidation  By : Abbas Abedi
    An important way to gain some control over a ton of bills.
  • You Have Options When Dealing With Debt  By : rateempire
    So often, those burdened with too much debt feel that they have no way out. Out of desperation, they jump at the very first solution that comes their way.
  • You Might Be Surprised At Who Reviews Credit Reports  By : Urbain Beck
    Your credit score has a grip on more than just your ability to obtain credit. Discover who reviews credit reports ... and who is illegally doing so.
  • You, Your Debt, And Your Credit Report  By : Kathy Burns-Millyard
    What many people don't realize is that not only are they entitled to free copies of their credit report, they can actually work to improve it. Just like poor behavior contributes to a bad credit rating, responsible behavior can help you to achieve a good credit rating.
  • Your Credit Score - It Is Important You Understand It  By : James Copper-5768
    This article looks at how credit scoring works and how it affects you.
  • Your Debt Free Plan for the New Year  By : Cornie Herring
    Unmanaged spending using credit cards are the number one root cause that drives most of people into credit card debt. If you are current in debt and thinking of having a debt free life in near future, you need to start to look into your debt seriously. This article will outline a few debt free steps which you can put in place in your New Year's plan.
  • Your First Step To Debt Relief Is Creating A Workable Budget  By : Michael Harris
    Debt relief can sometimes boil down to simply creating a budget and sticking to it. Here are a few tips on how to create a budget you can live with and how to get the debt relief you so desperately need.
  • Your Home Secures Your Debt  By : Keith George
    The mortgage loan is a major debt and should be covered by a life insurance. It is one of the most important life insurance policies a person who owns a home can buy.
  • Your Lenders Are Spying On Your Clients  By : ameen kamadia
    Learn the ways some mortgage lenders are spying on their customers in order to offer them their services.
  • Your Rights and Debt Collection  By : Robert Hughes
    Do you know your rights with debt collectors? Read this and learn what they can and can not do.
  • Your various alternatives to debt elimination-learn to fight debt outright!  By : Kirthy
    Look at the various debt reduction options you could consider to tackle debts before settling down with the best one.
  • “RepoMan Cometh…Notice of Default Received…Now What?”  By : Dale Rogers
    The door is opened and the Sheriff hands legal notice to you and your family that a Notice of Default has been served indicating the mortgage company is demanding all payments in arrears, penalties and costs forthwith or foreclosure proceedings will be initiated. If that sinking feeling is being laid on you or someone you know, there are some options to try and work out the problem.. When you have nothing to lose and everything to gain, why not give it a shot.
  • “Teasing Me, Is Not Pleasing Me”  By : Dale Rogers
    A teaser rate is a low introductory interest rate on an adjustable rate mortgage. This article will shed some light on the downside of teaser rates and present some options in this rising interest rate climate.
  • “You Have No Credit…Have A Job & Want To Buy A Home”  By : Dale Rogers
    Many working people in the U.S. have no established credit, but want to own their own home. This article will deal with a strategy to use Alternative Credit and other sources to build a credit file for hand underwriting from a willing lender. Somehow, rent, car insurance, groceries, phone, cell, water, sewer, medical, car repairs and gasoline gets paid every month. They are making money but it’s now showing up anywhere. This will show a way that this market segment can get a home loan, even an undocumented worker.

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