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Joseph Kenny's Articles in Insurance

  • Understanding Those Terms On Your Home Insurance Policy
    Buying a home means that you will be required by a lender to have home insurance. It provides protection for you in the event that anything should happen to your home. The protection can cover many things - or a few - depending on what kind of coverage you have.
  • Tips On How To You Can Get Better Auto Insurance Rates
    Getting better rates on your auto insurance is something that many people would like to do. So many are paying a lot of money, too much money - and doing it unnecessarily. By following a few simple steps, you could reduce your annual auto insurance costs, and save some money for those other projects you would like to do.
  • Securing Your Future With Disability Insurance
    There may be a time in life when you may not be able to work due to illness or some other medical condition, whether temporarily or permanently. Such a condition may result in a loss of income during that period.
  • Medical Bills And Personal Injury Insurance Claims
    The amount of a personal injury claim is always calculated on the amount specified on the medical bills submitted. Your initial claim application is usually followed by a string of inquiries by the insurer.
  • Homeowners Insurance Guide
    Homeowners insurance covers damages resulting from most kinds of natural calamities. If a third party lender finances a home, it becomes important to obtain homeowners insurance, in order to cover the building and the material possessions inside.
  • Staying Prepared With Unemployment Insurance
    Unemployment insurance is intended to be a social insurance program that provides temporary benefits to unemployed workers, and imposes payroll taxes on covered employers.
  • Understand Your Insurance Contract
    All insurance contracts are governed by the concept of 'offer and acceptance'. This requires you to fill the proposal form and send it to the insurance company. Sometimes you are also required to attach a check for the premium amount, with the proposal form.
  • Health Insurance Plans for Students
    Health care insurance is a necessity today. Most educational institutions in the United States require students to be covered for healthcare. Surveys reveal that nearly thirty percent of students in the US do not have healthcare insurance, and ask their parents for financial help when in need.
  • Umbrella Insurance for Greater Coverage
    When the amount of a claim against you exceeds the coverage provided by your home or auto insurance policy, you are saddled with the prospect of settling this excess liability on your own.
  • Insurance Costs and How To Reduce Them
    If you are thinking of cutting down your insurance costs then you will definitely have to put in some efforts. You will have to explore all the possible options and resources if you want to save money on insurance.
  • Choosing an Insurance Company
    'To insure is to assure', says the catch line of a prominent ad of an insurance company. Insurance enables people to recover their losses in case of an unfortunate accident or loss. By obtaining an insurance policy, you can protect yourself from any form of risk to your life, property, health, or commodities.
  • Buying Life Insurance - A Checklist
    Life insurance can be an effective tool to make certain and protect your family's financial future. It has been acknowledged universally as a method by which the breadwinner can substitute risk and uncertainty with timely aid for the family in case of their unfortunate death.
  • Meeting Your Family's Health Needs With An HSA
    Making sure that your family is able to stay healthy partly depends on having a good health insurance program for them. One of the more recent new additions to the health insurance industry is called the Health Savings Account (HSA).
  • Life Insurance - How Much Do I Need?
    In this day when companies are facing layoffs, buyouts, and other financial difficulties, it may be difficult to hold on to a good health insurance policy. Thanks to the government, however, there has been a couple of programs that will allow you to keep the same coverage you had before your situation changed - if you act soon enough.
  • Lost Your Job? - How To Keep Your Insurance Coverage
    In this day when companies are facing layoffs, buyouts, and other financial difficulties, it may be difficult to hold on to a good health insurance policy. Thanks to the government, however, there has been a couple of programs that will allow you to keep the same coverage you had before your situation changed - if you act soon enough.
  • Health Insurance for the Recent College Graduate
    As you graduate college and head into the great, big, scary world, there are probably a lot of things on your mind. First and foremost is finding a good job, then finding a place to live, and then maybe figuring out how to pay back those student loans.
  • How to Save on your Insurance Premiums
    There is no doubt about the fact that insurance premiums are on the rise. They have risen so high, in fact; that many people simply feel they can't afford them. Of course, considering the fact that insurance is generally required for your home and vehicle if you are still paying on a loan for these items, you can really find yourself in a Catch 22 situation.
  • Your Insurance Premium May Be Affected By Global Warming
    The last decade or so have not been a particularly good one for the UK insurance industry. It seems that at least once a year the UK insurance industry gets to feel the bit of a natural disaster somewhere in the world.
  • The Link Between Your Credit History and Your Insurance Premium
    Did you know your credit history and score could have a tremendous impact on your ability to obtain insurance and how much you pay for it? Many consumers are not aware of this link and because of it they are often in for quite a surprise when the time comes to take out a new insurance policy.
  • Can Car Insurance Be Affected By Your Bad Credit History?
    If you have bad credit you can be denied car insurance! The protections afforded to the consumer since the Depression of 1929 no longer exist. The Financial Laws passed through Congress in 1992 allowed banks, insurance companies, investment firms to handle banking, insurance and investment operations.
  • Payment Protection Insurance: Is It Just A Scam?
    Payment protection insurance (PPI) has taken a bashing recently. PPI is a type of insurance designed to protect repayments on financial products if borrowers find that they are in financial difficulty.
  • Critical Illness Insurance - Another Scam?
    Unless you have substantial savings, even in the UK, contacting a serious illness, such as cancer, can be a very costly affair.
  • Renters Insurance 101 Explained
    If you rent a home or apartment instead of owning a house outright you may not think you have a need for insurance or believe that it is even available to you for that matter.
  • Health Insurance 101 Explained
    We all understand the importance of health insurance; however, as the types of health insurance continue to increase it is becoming more and more difficult to select the type of coverage that is best for you and your family.
  • Gap Car Insurance: Do You Need It?
    What is gap car insurance and how do you know whether you really need it? Gap car insurance, like many other types of insurance isn’t necessarily required.
  • Health Insurance 101
    We all understand the importance of health insurance; however, as the types of health insurance continue to increase it is becoming more and more difficult to select the type of coverage that is best for you and your family.
  • Auto Insurance 101
    Auto insurance can be confusing for most consumers; there are so many different types of insurance and it can be difficult to determine the type of coverage you’re required to carry versus the types of coverage that you really should carry in order to protect yourself but that are not required.
  • Protect Your Personal Property With Home Contents Insurance
    It would surprise you to know how many homes have all the latest in technological gadgetry, yet have failed to insure the contents of their home against the event of either a burglary or damage.
  • UK Car Insurance - Making A Claim
    If you are unlucky enough to have an accident in the UK, you will need to know some of the basics ins-and-outs of how to make a claim on your UK car insurance.
  • 4 Things To Remember When Renewing Your Home Contents And Home Buildings Insurance
    Nobody likes to consider the ramifications of a worst case scenario, least of all the financial consequence. However, did you know that if a major storm (of the likes we experienced in the UK in the late 1980s) struck the UK today.
  • Buy To Let Property Insurance
    Buy-to-let property insurance, some times also known as residential property owners insurance, is needed if you own houses and/or flats to tenants – either on a short-term or long-term basis.

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