Kristine McKinley's Articles in Personal Finance - Finance Manual - Finance Article Directory

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Kristine McKinley's Articles in Personal Finance

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Holiday Spending Tips - Ten Ways to Keep from Having a Holiday Spending Hangover Ah the holidays... a time for parties, over eating, and over spending. Americans routinely overspend during the holidays, often resulting in increasing credit card debt to go along with that increasing waistline from too much pumpkin pie. Here are ten tips to help you save time, money and stress this shopping season: Cash Flow Planning for Solo Professionals Lack of cash flow planning is the reason why many businesses fail. In fact, many PROFITABLE businesses fail because of cash flow issues. Without adequate cash flow, you can’t pay your bills and you can’t make plans for your business. Retirement Plans for Solo Entrepreneurs Saving for retirement is even more important for solo-entrepreneurs because you don't have a company sponsored pension plan or matching 401K contributions to rely on. There are many retirement plans available to self employed individuals and small businesses. Which one is right for you? 401K or Roth IRA - Which is Better? Is it better to invest in a 401K or Roth IRA account to save for retirement?

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