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What to Do if You're Listed in ChexSystems
Banks and credit unions use Chexsystems when people apply to open a checking account. It's essentially a consumer reporting agency designed to check if people have a history of writing bad checks. Here's how to beat them at their own game.
Should a Man's FICO Credit Score Always Be Higher Than A Woman's?
It's almost as if husbands are competing against their wives to see who has the better FICO scores. However, you can't let pride get in the way of your financial goals.
A Secret Credit Score Your Car Dealer Won't Tell You About
The car dealers may use what is known as the FICO Auto Industry Option score instead of a traditional FICO credit score to detrmine the interest rate you will pay for financing. The difference can mean thousands in interest payments.
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